Sorry for the off-topic, but I'm being driven to despair by the constant requests for user name (or "apple ID") and passwords just to run my own programs, both in Win and OSX Monterey. I can't even save a file in Word 365 without giving a password. (I use Dashlane, but it almost never works and is extremely awkward.)
So is there some way, in Windows and/or OSX, to turn off the whole internal password scheme? I mean to go back to the way things were before they introduced users\[your username]\ where there is no issue of getting told this or that program doesn't have permission to do that (write to the cloud or save to the root directory, for example).
Thanks in advance.